成长中的中小企业财务管理策略研究务管理毕

成长中的中小企业财务管理策略研究
 
摘  要:本文主要针对目前其财务管理存在的问题，以及解决对策作些探讨。首先对成长中的中小企业进行判定，阐述它的财务特征，然后针对其财务管理提出它存在的问题，发现其主要存在以下4点问题，1是融资难，资金严重缺乏，并且理财环境欠佳，2是缺乏科学分析，投资风险较大，3是财务控制薄弱，4是先进的财务管理技术和方法在中小企业中得不到应用。最后，对其财务中存在的问题探讨出解决的办法，首先从国家宏观调控入手，政府制定经济政策，然后再从企业自身解决。在融资方面，要拓展企业的融资渠道，同时经营者树立理财观念。针对投资方面，完善投资决策程序，降低投资风险。财务控制上再加大控制力度，提高财务创新能力。

关键词:中小企业；财务管理；财务创新

The Research to the Finance Management of Growing Mid and Small Enterprises
 
Abstract: This paper mainly talls about its current problems existing in financial management and solutions . Firstly, the paper focuses on the growth of SMEs, describing its financial characteristics. And then the paper points out the esisting problems in its financial management. The four major problems are found as follows: firstly, the serious lack of funds and poor financial management environment cause to the financing difficulties; secondly, lacking of the scientific analysis leads to greate risk in investment; and thirdly, the financial control is weak; fourthly, advanced financial management techniques and methods were not used in SME. Finally,the paper focuses the solutions to solve the financial problems.The conclusions are reached as follows: firstly,it starts with the national macro-control start,and the government have to formulate economic policy, and then it comes to the enterprises themselves . In terms of financing,the enterprises should expand its financing channels and establish concepts for financial management. In terms of investment,the enterprises should improve its decision-making process, so as to reduce the risk. In order to improve the ability of financial innovation, they should increase their financial control.

Key words:Mid and small enterprises; Finance management; Finance Change （科教论文网 lw.NsEac.com编辑整理）