信息不对称与中小企业融资困难(4)
2017-04-19 01:10
导读:: [1]杜沔.我国证券市场逆向选择与道德风险的探讨[J].南开治理评论,2000,(3). [2]林毅夫,李永军.中小金融机构发展与中小企业融资[J].经济,2001,(1). [3]杨宗昌
:
[1]杜沔.我国证券市场逆向选择与道德风险的探讨[J].南开治理评论,2000,(3).
[2]林毅夫,李永军.中小金融机构发展与中小企业融资[J].经济,2001,(1).
[3]杨宗昌,田高良.浅析中小企业融资难的原因与对策[J].研究,2001,(4).
[4]俞建国,吴晓华.中小企业融资[M].北京:中国计划出版社,2002.
[5]张维迎.博弈论与信息经济学[M]. 上海:上海三联书店,上海人民出版社,1996.
[6]张维迎.企业理论与中国企业改革[M].北京:北京大学出版社,2000.
[7]张玉利,段海宁.中小企业生存与发展的理论基础[J].南开治理评论,2001,(2).
[8]钟田丽,弥跃旭,王丽春.信息不对称与中小企业融资市场失灵[J].会计研究,2003,(8).
[9]Banerjee, A.V., Newman, A., Poverty, Incentives, and Development. American Economic Review 84 (2): 211-215, 1994.
[10]Stiglitz, Joseph E. and Andrew Weiss ,Credit Rationing in Markets With Imperfect Information .American Economic Review 71 (3): 393- 410,1981.
Information Asymmetry and the Financing Difficulty of the Minor Enterprises
Abstract: minor enterprises play an important role in our country’ economic construction.
, because there are adverse selection and moral hazard caused by information asymmetry between the minor enterprises and the banks, the financing difficulty of the minor enterprises occur .The minor enterprises who need funds should enhance their ability in financing management ,so as to reduce the financing cost caused by moral hazard. The finance company and the government who supply funds should observe and study the system of the minor enterprises again , so as to drop off adverse selection in the financing market.
Key words: The minor enterprises; financing; information asymmetry; adverse selection; moral hazard