电子商务环境下发展我国金融业的问题及对策

电子商务环境下发展我国金融业的问题及对策
 
摘要：电子商务的快速发展，已成为我国市场经济中1个新兴的具有强大生命力的重要组成部分，作为在市场经济中起主导作用的金融业不可避免地站到了电子商务发展的最前沿。
文章的第1部分，论述了电子商务的内涵、特征、发展现状和趋势。第2部分提出了我国金融业在电子商务发展中会出现的4个问题。第3部分对提出的问题找出解决的方法和建议，尽可能地解决电子商务下金融业所遇到的问题。
本文的创新点是文章结尾是案例分析，以中国招商银行首创国内网上银行，初露头角的成功案例，进1步论述了电子商务与金融业相融合的巨大效益和发展前景。
通过以上的论述，以电子商务环境下发展我国金融业的问题与对策为目的，对金融业为首的银行业为对象提出问题、解决问题和展望未来的方式进行了大量的分析、研究及调查，得出结论，并期望我国金融业在电子商务发展的促进下蓬勃发展。

关键词 :电子商务；金融业；网上银行
 
Under the electronic commerce environment develops our country finance industry question and the countermeasure
 
Abstract: The rapid development of e-commerce has become an emerging and strong vitality part of China Market Economic. As the financial industry playing a leading role in market economy, developing in the forefront of electronic commerce.
The first part of this paper discussed the content of the e-business, features, the development status and trends. The second part is introducing four issues, which will happen in the developing e-commerce of Chinas financial industry. On the third part is to find out the solution and recommendations to the issues. Trying to solution the issues of E-commerce in the financial industry. （科教作文网http://zw.ΝsΕac.cOM编辑）
In this paper, the innovation is the end of the article is the case analysis, which is China Merchants Bank created the first domestic Internet banking successfully. And then further exposition of the tremendous benefits and development prospects in e-commerce and the financial industry’s cooperation.
Through the above exposition, with the influence and strategy in Chinas financial industry for the purpose, raising issues to the banking sector, solution the issues in the forward prospects. I do a great deal of analysis, Research and investigate, draw conclusions in the end. Hoping our financial industry will become flourished with the development of e-commerce.

Key words:  E-commerce；Finance industry；e-Bank