让与担保效力之反思律毕业论文

摘  要

典型担保物权与非典型担保物权之间的差别或许将长期存在，但两者之间并无不可逾越的鸿沟，两者之间的藩篱也并非不可打破。以让与担保制度为代表的非典型担保,在规避债券风险方面功勋卓著，并正在德日等国的担保法体系中扮演着相当重要的角色，若该制度为我国担保法或物权法所吸纳将对我国法制建设具有革命性的意义。为了保持我国担保法或物权法的大陆法系之传统，同时又与国际发达国家立法接轨，我国宜采德、日广泛应用的让与担保制度，用其取代现有动产抵押制度并将目前房地产按揭规范化、制度化，使之成为让与担保的1部分，即不动产让与担保。

关键词: 让与担保；按揭；动产抵押；反思
                                                                                
                            
ABSTRACT

The difference between the typical guarantee real right and the untypical guarantee real right may exist for a long period, but there doesnt exist any unbridgeable gulf and the hedge between them can also be pulled down. Transferring guarantee, which is the chief representative of untypical guarantee and has an outstanding record in evading the bond risks, is playing an important role in many countries such as Germany and Japan. This system will have revolutionary impacts on improving the Legal System if china adopts it. In order to keep the tradition of civil law system and act in line with developed countries, it is favorable for our country to adopt the system, which is extensively adopted in Germany and Japan, to substitute the present chattel mortgage system. At the same time, it would be better if we standardize and institutionalize the commodity houses mortgage and make it a part of chattel transferring guarantee.

Keywords: Transferring guarantee; Mortgage; Chattel Mortgage; Reflect （科教论文网 Lw.nsEAc.com编辑整理）
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