国外巨灾保险模式及其启示

国外巨灾保险模式及其启示

摘要：近年来，全球巨灾频发，由此造成的损失也迅速攀升。中国也是自然灾害多发国家，但巨灾保险市场发展相对滞后。因此，研究巨灾保险管理具有极强的现实意义。以国外巨灾保险经验为参考，通过分析我国巨灾保险现状及存在问题，提出了我国管理巨灾风险的对策建议。

关键词：巨灾,风险 保险,模式 启示

Study on Freign Catastrophe Isurance Model and Its Revelations
         
Abstract In recent years the global catastrophe occurs frequently, as the result, the losses are rising rapidly. China is also a natural disaster-prone country, but the catastrophe insurance market is lagging behind.Therefore, there has very strong practical significance to study the catastrophic insurance management.According to the other countries’ experiences of catastrophe insurance and  the catastrophe insurance status and problems of our country,the paper proposed the suggessions and plocies for our country’s catastrophe insurance management.

Keywords: Catastrophe, Risk, Insurance, Model, Revelation