中国保险业面临的问题及其对策

中国保险业面临的问题及其对策
 
摘  要:保险业是我国金融体系的重要组成部分,保险行业的整体走向将直接影响到我国金融系统能否健康、持续的发展。文中对于中国保险业的调查研究，将目前我国保险企业所面临的主要问题归纳为保险业市场主体、保险资金运用、保险业服务创新、保险诚信、保险市场监管这几个热点问题，通过对问题阐述分析.指出我国保险行业存在问题的成因,并提出相应解决对策。

关键词: 保险业；问题；对策；市场主体；保险诚信；市场监管

Study on strategies and problems in front of China Insurance
 
Summary: Insurance, of whom the integral trend influences directly in sustained and sound development of national financial system, plays an important role in this system. Hereinafter, the main problem facing the insurance has been reduced to six aspects by my investigation and study. They refer to main players in the market, Safe utilization of capital, listed insurance companies, talents resource of insurance, faith of insurance, supervision in insurance market, etc. The reasons of the problems in insurance in our country and corresponding countermeasure have been pointed together through the exposition and analysis.

Key Words: Insurance; Problems; Solutions; Main players in the market; Faith in insurance; Supervision in the market