中国金融市场信用风险机理分析

中国金融市场信用风险机理分析
 
摘  要：本文研究我国的金融市场信用风险机理问题，首先介绍了信用风险现状，并归纳出我国金融市场信用风险机理，具体的以4个风险为论述对象，它们是企业拖欠偿款风险、银行过度贷款风险、金融投机泡沫风险、金融结构扭曲风险，这4个风险不是孤立的，而是相互联系、相互影响的，并总结了我国金融市场基本信用风险，最后指出了我国金融市场的演进方向，并有针对性地提出分散风险的策略建议。

关键词：金融市场；信用风险；机理

Credit risks mechanism analysis of Chinese financial market
 
Abstract: This text studies the financial market credit risks mechanism problem of our country, has introduced the current situation of credit risks at first, sum up the credit risks mechanism of financial market of our country, the concrete one regards four risks as the target of describing, enterprise in arrears with, repay fund risk, bank excessive risk, financial structure, risk of loan and foam of monetary speculation to twist the risk, they are not isolated, but the one that connect each other and influence each other, summarize the basic credit risks of financial market of our country, pointed out the gradual progress direction of the financial market of our country finally, and put forward the tactics suggestion of dispersing the risk pointedly.

Keywords: Financial market; Credit risk; Mechanism